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Your Free Digital Mortgage Broker. Saving You Thousands.

We don’t just help you get the right home loan — we structure it strategically to help you save on interest, repay faster, and stay ahead over the life of your loan.

Whether you're buying, refinancing, or investing, we’ll compare over 50+ lenders and thousands of products to get  the right home loan with trust, speed, and 100% online.

Home Loan Rates

Find the best rate for you whether you're buying, refinancing or investing.

4.99

5.30

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Interest rates from

Our Services

Ready to take the next step in your property journey? Whether you’re upgrading your family home or expanding your investment portfolio, we’re here to help you secure a loan that works hard for you.

Why Trust Us With Your Next Home Loan?

We’re changing the game. Unlike other mortgage brokers that push loan products, we focus on education, savings, and your mortgage freedom.
1.  We Work For Your Future Savings  💸
Our Service is completely free to you — yet it could save you thousands. We do the heavy lifting to find smarter lending options, better rates, and flexible features that work in your favour.



           Professional guidance with zero cost.
               Real savings. No strings attached.
2. Pay Off Your Loan Faster  📉
Our approach is to educate customers with real-time, personalised strategies to help you reduce your loan term and save interest. No fluff, no sales, just smart, simple strategies that work.


 
               Helping shave years off your home loan.
                        Get mortgage freedom sooner. 
3. Get the Right Home Loan for You  🏡
As we don’t believe in one-size-fits-all home loans. We take time to review your current setup and align it with the most competitive, personalised lending solution that fits your future.


   
             Tailored advice. Honest insights.
                             Total transparency.

 
4. Ongoing Annual Reviews 🔁 
Don't set and forget your loan! That’s how you end up paying thousands more than you should. We review your loan annually to keep your rate competitive. We negotiate better rates on your behalf or find a better product that suits your goals. 
 

 We don’t disappear after settlement.  
Annual reviews. Smarter savings.

5. First Class Customer Support  📞
From your first enquiry to settlement day, you’ll deal with one dedicated broker — responsive, flexible, and ready when you are. Got a question late at night? Need clarity? We’re here, no call centre queues.

 

 Real Aussie Experts. Real help. 100% digital.

6. Built on Trust 🌟
We’re on your side — always. That means full transparency, honest guidance, and zero pressure. Our customer first approach has earned us over fifty 5-star Google reviews from everyday Australians. 

 

 We earn trust through customer results.

Why We're a Game Changer in Home Loans — In Under 3 Minutes

Meet our team

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Adrian Lal

Founder | Executive Mortgage Broker

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Monica Moti

Head of Mortgages & Customer Service

Real Client Success. 

Abdullah

2025-09-02

I recently dealt with Adrian regarding a home loan and was very impressed with his service. He is enthusiastic, approachable, and has excellent communication skills. I would definitely recommend him to anyone looking for support with their home loan.

M J

2025-08-25

The team at Home Loan Consulting were absolutely fantastic to work with. They answered all of my questions with patience and professionalism, making the entire process easy to navigate. I truly appreciate their support and would highly recommend them to anyone seeking expert mortgage guidance.

gianlca aponte mianda

2025-06-12

From day one, they explained everything clearly, answered all my (many) questions, and made sure I understood every step of the process.

Bismah N

2025-06-04

Working with Adrian and Monica was such a relief. Adrian explained everything clearly and helped us find the best home loan for our situation, while Monica made sure we always felt supported and in the loop. They really cared about us, not just the paperwork. We couldn’t have asked for a better team.

Trúc Lê Thanh

2025-05-28

This was our first home loan and we were completely lost before coming to Home Loan Consulting. They found us a deal with an offset account, flexible repayments, and no hidden fees. What stood out was the personalised service — they genuinely cared about helping us set up a loan that fits our future, not just ticking a box.

Smarter Home Loans. Bigger Savings. Real Value

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